Everyone

S-Payment GmbH

Android10

With the “Mobile Payment” app and your digital cards, you can pay conveniently at the checkout of your favorite stores. You control the possible uses of your cards yourself – with Card Control*. And with the express loan* you can spontaneously fulfill your wishes through short-term liquidity.

To pay in stores, store the debit cards of one or more savings banks and BW Bank and/or your savings bank credit cards in the “Mobile Payment” app. At the checkout, simply unlock your smartphone using the secure method provided, hold it close to the card reader and wait for the visual and acoustic confirmation - done. This works wherever contactless payments and your card are supported.

You can also pay online at participating institutions with giropay and the digital Sparkassen-Card or BW-BankCard plus (girocard). When paying in the online shop, select giropay and the digital girocard in the next step. Then approve the payment using your digital Sparkasse card or BW-BankCard plus stored in the “Mobile Payment” app.

For additional security and control, you can use Card Control at participating institutions to independently control the possible uses of your physical and digital cards. You can, among other things, Set restrictions when paying and adjust other card settings individually at any time.

In addition to paying with a digital card, you can take out a free express loan for between 500 and 3,000 euros directly in the “Mobile Payment” app - and fulfill your wish directly in the store. You will receive the amount in your account within a few minutes and pay it back in full within 30 days or replace it with an installment loan. You will only see the express loan in the app if your institution is participating.

FEATURES AND BENEFITS
• Fast in-store payment with payment authentication using the secure unlocking method stored in the smartphone
• Secure payment with the same high security standards as contactless card payment, app PIN and other measures
• Identical credit limits and card limits as for physical cards
• Overview of the last 50 transactions of all stored digital cards
• Pay in stores even without an internet connection
• Use in both light and dark mode – depending on your needs and situation

REQUIREMENTS FOR DIGITAL CARDS
• You are at least 13 years old
• You have a checking account activated for online banking or online banking business at a participating German savings bank or BW Bank
• You use one of the supported TAN procedures: chipTAN (incl. chip-TAN-QR), pushTAN (incl. pushTAN 2.0)
• You have a valid debit card from your Sparkasse(s) or BW-Bank and/or a Sparkasse credit card
• Current Android operating system with activated NFC interface
Do you have any questions? You can reach us at 0711/22 04 09 50.

NOTES
a) The app only supports online banking access data from German savings banks and BW Bank
b) Time delays when depositing cards are possible
c) To access the cards, use the PIN that you use for online banking
d) Using the app may incur costs: Please ask your savings bank or BW bank about this
e) Please note that the card issuer of your digital card is your Sparkasse or BW-Bank
f) The app is not available for rooted devices for security reasons
g) If your smartphone is lost or stolen, block your stored cards in the usual ways

*at participating savings banks
**Debit card

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